Spring is the season of growth – especially if you own or run a business. With warmer temperatures and more foot traffic, it’s a time of renewal, opportunity, and of course, new growth for many businesses. It’s also the perfect time to prepare for the hot summer selling season. Here are some ways you can put the spring and summer selling seasons to work for you:

You might think making only minimum payments on your credit card is not so bad. You’re not paying a lot, and you keep your credit in good standing, and you avoid late fees as long as you pay on time. However, paying only the minimum is actually one of the slowest and most expensive ways to deal with credit card debt.

Lifestyle inflation—often called lifestyle creep—can sneak up on anyone. It usually starts with good news: a raise, a bonus, or a new job. But without a plan, that extra income can quietly disappear into higher spending, leaving you no better off financially than before. But what is lifestyle creep?